Bachelor of Science in Business Administration, major in Financial Management (4 years)
Bachelor of Science in Business Administration, major in Financial Management (4 years)
Description
The Bachelor of Science in Business Administration program offers a wide range of specialized majors, namely Business Economics, Financial Management, Human Resource Management, and Marketing Management. The program focuses on the interrelationship of the different functional areas of business. It equips students with technical and practical knowledge in making informed business decisions.
Bachelor of Science in Business Administration, Major in Financial Management is a four-year degree program that provides students with a strong foundation on theories, principles, and concepts that equip them with relevant technical and analytical skills necessary in financial decision-making, cognizant of a dynamic domestic and global business environments, and mindful of their role in nation-building. The students’ terminal outputs are research undertakings that are geared toward both application of learned concepts and/or theory development.
The program is anchored on its three-item agenda: (1) a competency-based curriculum; (2) a mix of faculty who have relevant industry practice and years of teaching experience; and (3) student-centered co-curricular and extra-curricular activities.
Identity
Becoming Part of the Program
Identity
The University of Santo Tomas, in pursuit of truth, guided by reason and illumined by faith, dedicates herself to the generation, advancement, and transmission of knowledge to form competent and compassionate professionals committed to the service of the Church, the nation, and the global community.
I am a Thomasian. I carry the SEAL of Thomasian education. I am a Servant leader, an Effective communicator and collaborator, an Analytical and creative thinker, and a Lifelong learner. With Christ at the center of my formation as a Thomasian, I am expected to demonstrate the following Thomasian Graduate Attributes (ThoGAs):
SERVANT LEADER
- Show leadership abilities to promote advocacies for life, freedom, justice, and solidarity in the service of the family, the local and global communities, the Church, and the environment.
- Implement relevant projects and activities that speak of Christian compassion to the poor and the marginalized in order to raise their quality of life.
- Show respect for the human person, regardless of race, religion, age, and gender.
EFFECTIVE COMMUNICATOR AND COLLABORATOR
- Express oneself clearly, correctly, and confidently in various environments, contexts, and technologies of human interaction.
- Work productively with individuals or groups from diverse cultures and demographics.
- Show profound respect for individual differences and/or uniqueness as members of God’s creation.
ANALYTICAL AND CREATIVE THINKER
- Show judiciousness and resourcefulness in making personal and professional decisions.
- Engage in research undertakings that respond to societal issues.
- Express personal and professional insights through an ethical and evidence-based approach.
LIFELONG LEARNER
- Engage in reflective practice to ensure disciplinal excellence and professional development.
- Exhibit preparedness and interest for continuous upgrading of competencies required by the profession or area of specialization.
- Manifest fidelity to the teachings of Christ, mediated by the Catholic Church, in the continuous deepening of faith and spirituality in dealing with new life situations and challenges.
Competence
Commitment
Compassion
- Apply both basic knowledge and practical skills that are relevant in the real-world setting
- Acquire knowledge and understanding of various management concepts, theories, and principles requisite of a sound decision-making as applied in various business situations
- Articulate ideas through written and verbal forms, aided by information technology, to critically, analytically and creatively solve problems
- Demonstrate commitment to the core values of being a Thomasian guided by the teachings of the Church
Program Intended Learning Outcomes (PILOs) Specific to BSBA, Major in Financial Management
- Demonstrate knowledge and understanding of various financial management concepts, theories, and principles requisite of a sound decision-making as applied in both individual and corporate settings, cognizant of their role in nation-building.
- Graduates acquired eligibility to take certification examinations because of the alignment and conformance of curriculum with international and local standards (i.e., CFA, CISI, SEC-PSE, BAP, PIRA, etc.).
Becoming Part of the Program
Application Period: July to December of each year
Release of Results: January 28 of the following year
Go to THIS PAGE and look for the “College of Commerce and Business Administration” tab for the tuition fees.
With the current global issue on the spread of Covid-19, it is highly anticipated that for the First Term, AY 2020-2021, course delivery may be through online or blended learning. Online delivery will be in the form of synchronous classes and/or asynchronous classes (modular, content-based, etc.). Assessments may also be done online.
Career Opportunities
Career Opportunities
Financial Analyst
Investment Researcher
FOREX Specialist
Fund Manager
Trust/Treasury Assistant
Equity Analyst/Bond Analyst
Stocks/Bonds/Derivatives Trader or Broker
Bank Management Trainee
Financial Consultant
Finance Supervisor
Risk Management Associate
Student Experience and Support
Student Experience and Support
The University of Santo Tomas provides student services that cater to academic, spiritual, and wellness concerns of students. These support units are found in the different parts of the campus and can be accessed by Thomasians. When the University shifted to distance learning, the services also transitioned to online services to continue addressing the needs of Thomasians.
Program Curriculum (New)
Program Curriculum (New)
Effectivity: A.Y. 2021-2022
This curriculum may have some changes upon the availability of new guidelines.
Year | First Term (August – December) | Second Term (January – May) | Special Term (June – July) |
1 | / | / | none |
2 | / | / | none |
3 | / | / | none |
4 | / | / | none |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 501 | Basic Microeconomics | 3 | 0 | 3 | ||
COM 508 | Business Statistics | 3 | 0 | 3 | ||
COM 5022 | Integrated Business Business Management | 3 | 0 | 3 | ||
COM 5024 | Introduction to Financial Statement Analysis | 3 | 0 | 3 | ||
FIL | Panimulang Pagsasalin | 3 | 0 | 3 | ||
NSTP 1 | National Service Training Program 1 | 0 | 3 | 3 | ||
PATH-FIT | Physical Activities Towards Health and Fitness in Sports | 2 | 0 | 2 | ||
PURPCOM | Purposive Communication | 3 | 0 | 3 | ||
READ_PH | Readings in Philippine History | 3 | 0 | 3 | ||
THY 1 | Christian Vision of the Human Person | 3 | 0 | 3 | ||
TOTAL | 26 | 3 | 29 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 502 | Human Resource Management | 3 | 0 | 3 | ||
COM 505 | Introduction to Financial Management | 3 | 0 | 3 | ||
CONTEM_W | The Contemporary World | 3 | 0 | 3 | ||
GE ELEC I | Elective I | 3 | 0 | 3 | ||
MATH_MW | Mathematics in Modern World | 3 | 0 | 3 | ||
NSTP 2 | National Service Training Program 2 | 0 | 3 | 3 | NSTP 1 | |
PATH-FIT | Physical Activities Towards Health and Fitness in Dance | 2 | 0 | 2 | ||
THY 2 | Church and Sacraments | 3 | 0 | 3 | THY 1 | |
UND_SELF | Understanding the Self | 3 | 0 | 3 | ||
TOTAL | 23 | 3 | 26 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
ART_APP | Art Appreciation | 3 | 0 | 3 | ||
COM 507 | Business Law (Obligations and Contracts) | 3 | 0 | 3 | ||
COM 5013 | Business Analytics | 2 | 1 | 3 | ||
FM 561 | Financial Analysis and Reporting 1 | 3 | 0 | 3 | COM 5024 | |
FM 562 | Corporate Financial Management | 3 | 0 | 3 | COM 505 | |
FM 563 | Banking and Financial Institutions | 3 | 0 | 3 | COM 505 | |
GE ELEC II | Elective II | 3 | 0 | 3 | ||
PATH-FIT | Fitness Exercises for Specific Sports | 2 | 0 | 2 | ||
THY 3 | Christian Vision of the Church in Society | 3 | 0 | 3 | THY 1, THY 2 | |
TOTAL | 25 | 1 | 26 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 5030 | Macroeconomics | 3 | 0 | 3 | COM 501 | |
FM 564 | Credit and Collection | 3 | 0 | 3 | COM 505 | |
FM 567 | Capital Markets | 3 | 0 | 3 | FM 562, FM 563 | |
FM 5612 | Quantitative Methods in Finance | 3 | 0 | 3 | COM 508 | |
FM 5628 | Financial Analysis and Reporting 2 | 3 | 0 | 3 | FM 561 | |
GE ELEC III | Elective III | 3 | 0 | 3 | ||
PATH-FIT | Human Enhancement | 2 | 0 | 2 | ||
STS | Science, Technology and Society | 3 | 0 | 3 | ||
THY 4 | Living the Christian Vision in the Contemporary World | 3 | 0 | 3 | THY 1, THY 2, THY 3 | |
TOTAL | 26 | 0 | 26 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 5011 | Income and Business Taxation | 3 | 0 | 3 | ||
ELE 1 | Professional Elective 1 | 3 | 0 | 3 | ||
ETHICS | Ethics | 3 | 0 | 3 | ||
FM 565 | Management and Advisory Services (CMA) | 3 | 0 | 3 | FM 5628 | |
FM 566 | Monetary Policy and Central Banking | 3 | 0 | 3 | FM 563 | |
FM 5611 | Security Analysis I | 3 | 0 | 3 | FM 567 | |
FM 5620 | Trust and Treasury Management | 3 | 0 | 3 | FM 563 | |
FM 5626 | Special Topics in Financial Management | 3 | 0 | 3 | FM 562 | |
TOTAL | 24 | 0 | 24 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 5027 | International Business Agreements | 3 | 0 | 3 | ||
ELE 2 | Professional Elective 2 | 3 | 0 | 3 | ||
FM 5613 | Investment and Portfolio Management | 3 | 0 | 3 | FM 567 | |
FM 5614 | Security Analysis II | 3 | 0 | 3 | FM 5611 | |
FM 5615 | Global Finance | 3 | 0 | 3 | FM 567 | |
FM 5622 | Behavioral Finance | 3 | 0 | 3 | FM 562 | |
FM 5625 | Investment Research | 3 | 0 | 3 | FM 562, | |
LIWORIZ | Life and Works of Rizal | 3 | 0 | 3 | ||
TOTAL | 24 | 0 | 24 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 5019 | Practicum | 0 | 6 | 6 | ||
COM 5020 | Research 1 | 3 | 0 | 3 | FM 5628, FM 567 | |
FM 5617 | Risk Management | 3 | 0 | 3 | FM 562 | |
TOTAL | 6 | 6 | 12 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
ELE 3 | Professional Elective 3 | 3 | 0 | 3 | ||
ELE 4 | Professional Elective 4 | 3 | 0 | 3 | ||
COM 506 | Strategic Management | 3 | 0 | 3 | FM 562, | |
COM 5010 | Total Quality Management | 3 | 0 | 3 | ||
COM 5021 | Research 2 | 3 | 0 | 3 | COM 5020 | |
COM 5026 | Good Governance and Social Responsibility | 3 | 0 | 3 | ||
FM 5623 | Private Wealth Management | 3 | 0 | 3 | FM 5614, FM 562 | |
TOTAL | 21 | 0 | 21 |
Effectivity: A.Y. 2018-2019
This curriculum may have some changes upon the availability of new guidelines.
Year |
First Term (August – December) |
Second Term (January – May) |
Special Term (June – July) |
1 |
/ |
/ |
none |
2 |
/ |
/ |
none |
3 |
/ |
/ |
none |
4 |
/ |
/ |
none |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 505 | Foundations of Financial Management | 3 | 0 | 3 | ||
ETHICS | Ethics | 3 | 0 | 3 | ||
FIL 1 | Kontekstuwalisadong Komunikasyon sa Filipino | 3 | 0 | 3 | ||
FM 561 | Introduction to Financial Statement Analysis | 3 | 0 | 3 | ||
MATH_MW | Mathematics in Modern World | 3 | 0 | 3 | ||
NSTP 1 | National Service Training Program 1 | 0 | 3 | 3 | ||
PE 1 | PATH-PE 1 | 2 | 0 | 2 | ||
PURPCOM | Purposive Communication | 3 | 0 | 3 | ||
READ_PH | Readings in Philippine History | 3 | 0 | 3 | ||
THY 1 | Christian Vision of the Human Person | 3 | 0 | 3 | ||
TOTAL | 26 | 3 | 29 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 5104 | Financial Analysis and Reporting | 3 | 0 | 3 | FM 561 | |
CONTEM_W | The Contemporary World | 3 | 0 | 3 | ||
FIL 2 | Panimulang Pagsasalin | 3 | 0 | 3 | FIL 1 | |
FM 562 | Corporate Financial Management | 3 | 0 | 3 | COM 505 | |
FM 563 | Banking and Financial Institutions | 3 | 0 | 3 | COM 505 | |
LIT 1 | The Great Works | 3 | 0 | 3 | ||
NSTP 2 | National Service Training Program 2 | 0 | 3 | 3 | ||
PE 2 | PATH-PE 2 | 2 | 0 | 2 | ||
THY 2 | Church and Sacraments | 3 | 0 | 3 | THY 1 | |
UND_SELF | Understanding the Self | 3 | 0 | 3 | ||
TOTAL | 26 | 3 | 29 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
ART_APP | Art Appreciation | 3 | 0 | 3 | ||
COM 501 | Introductory Microeconomics | 3 | 0 | 3 | ||
COM 507 | Business Law (Obligations and Contracts) | 3 | 0 | 3 | ||
COM 508 | Business Statistics | 3 | 0 | 3 | ||
COM 5013 | Business Analytics | 3 | 0 | 3 | ||
GE ELEC I | Elective I | 3 | 0 | 3 | ||
GE ELEC II | Elective II | 3 | 0 | 3 | ||
PE 3 | PATH-PE 3 | 2 | 0 | 2 | ||
THY 3 | Christian Vision of the Church in Society | 3 | 0 | 3 | THY 1, THY 2 | |
TOTAL | 26 | 0 | 26 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
FM 564 | Credit and Collection | 3 | 0 | 3 | ||
FM 567 | Capital Markets | 3 | 0 | 3 | FM 562, FM 563 | |
FM 5612 | Quantitative Methods in Finance | 3 | 0 | 3 | COM 508 | |
FM 5627 | Advanced Macroeconomics | 3 | 0 | 3 | ||
FM 5628 | Financial Analysis and Reporting 2 | 3 | 0 | 3 | COM 5014 | |
GE ELEC III | Elective III | 3 | 0 | 3 | ||
PE 4 | PATH-PE 4 | 2 | 0 | 2 | ||
STS | Science, Technology and Society | 3 | 0 | 3 | ||
THY 4 | Living the Christian Vision in the Contemporary World | 3 | 0 | 3 | THY 1, THY 2, THY 3 | |
TOTAL | 20 | 0 | 20 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
ELE 1 | Professional Elective 1 | 3 | 0 | 3 | ||
COM 502 | Human Resource Management | 3 | 0 | 3 | ||
COM 5011 | Income and Business Taxation | 3 | 0 | 3 | ||
FM 565 | Management and Advisory Services (CMA) | 3 | 0 | 3 | ||
FM 566 | Monetary Policy and Central Banking | 3 | 0 | 3 | FM 563 | |
FM 5611 | Security Analysis I | 3 | 0 | 3 | FM 567 | |
FM 5625 | Investment Research | 3 | 0 | 3 | FM 5628, FM 567 | |
FM 5626 | Special Topics in Financial Management | 3 | 0 | 3 | FM 562 | |
TOTAL | 24 | 0 | 24 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
COM 5027 | International Business Agreements | 3 | 0 | 3 | ||
ELE 2 | Professional Elective 2 | 3 | 0 | 3 | ||
FM 5613 | Income Taxation | 3 | 0 | 3 | FM 567 | FM 5614 |
FM 5614 | Security Analysis (Fixed Income) | 3 | 0 | 3 | FM 5611 | |
FM 5615 | Global Finance | 3 | 0 | 3 | FM 567 | |
FM 5620 | Trust and Treasury Management | 3 | 0 | 3 | FM 563 | |
FM 5622 | Behavioral Finance | 3 | 0 | 3 | FM 562 | |
LIWORIZ | Life and Works of Rizal | 3 | 0 | 3 | ||
TOTAL | 24 | 0 | 24 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
ELE 3 | Professional Elective 3 | 3 | 0 | 3 | ||
COM 5019 | Practicum | 0 | 6 | 6 | ||
COM 5020 | Research 1 | 3 | 0 | 3 | FM 5628, FM 567 | |
TOTAL | 6 | 6 | 12 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites | Co-Requisites |
ELE 4 | Professional Elective 4 | 3 | 0 | 3 | ||
COM 506 | Strategic Management | 3 | 0 | 3 | ||
COM 5010 | Total Quality Management | 3 | 0 | 3 | ||
COM 5021 | Research 2 | 3 | 0 | 3 | COM 5020 | |
COM 5026 | Good Governance and Social Responsibility | 3 | 0 | 3 | ||
FM 5617 | Risk Management | 3 | 0 | 3 | FM 562 | |
FM 5623 | Private Wealth Management | 3 | 0 | 3 | FM 5614, FM 562 | |
TOTAL | 21 | 0 | 21 |
Program Curriculum (Old)
Program Curriculum (Old)
Effectivity: A.Y. 2007-2008
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
BA 1 | Management Principles | 3 | 0 | 3 | |
ENG 101A | Communication Skills I | 3 | 0 | 3 | |
FIL 1 | Sining ng Pakikipagtalastasan | 3 | 0 | 3 | |
MATH 101 | College Algebra | 3 | 0 | 3 | |
NS 201 | Biological Science | 3 | 0 | 3 | |
PHIST | Philippine History | 3 | 0 | 3 | |
PHL 2/102 | Logic | 3 | 0 | 3 | |
THY 1 | Contextualized Salvation History | 3 | 0 | 3 | |
TOTAL | 24 | 0 | 24 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
ACCT 1A | Fundamentals of Accounting I | 3 | 0 | 3 | |
ENG 101B | Communication Skills II | 3 | 0 | 3 | ENG 101A |
FIL 2 | Pagbasa at Pagsulat sa Iba’t ibang Disiplina | 3 | 0 | 3 | FIL 1 |
MATH 102A | Mathematics of Investment | 3 | 0 | 3 | MATH 101 |
NS 103 | Environmental Science | 3 | 0 | 3 | |
PGC | Philippine Government and Constitution | 3 | 0 | 3 | |
PHL 3B | Psychology Applied to Business | 3 | 0 | 3 | |
THY 2 | Church and Sacraments | 3 | 0 | 3 | THY 1 |
TOTAL | 24 | 0 | 24 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
ACCT 1B | Fundamentals of Accounting II | 3 | 0 | 3 | ACCT 1A |
BA 5 | Marketing Principles | 3 | 0 | 3 | BA 1 |
COMP 1 | Introduction to IT with Software Applications I | 2 | 3 | 3 | |
ECO 1A | Introductory Microeconomics | 3 | 0 | 3 | |
ENG 104 | Oral Communication Skills | 3 | 0 | 3 | |
LIT 101A | World Literatures | 3 | 0 | 3 | |
MATH 108D | Mathematical Analysis in Business | 3 | 0 | 3 | MATH 101 |
PHL 5 | Christian Ethics | 3 | 0 | 3 | THY 1, THY 2 |
TOTAL | 23 | 3 | 24 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
ACCT 2B | Accounting for Corporation | 3 | 0 | 3 | ACCT 1B |
BA 2 | Management of Human Resources | 3 | 0 | 3 | BA 1 |
COMP 2 | Logic Formulation with Software Applications II | 2 | 3 | 3 | COMP 1 |
ECO 2A | Introductory Macroeconomics with Land Reform | 3 | 0 | 3 | ECO 1B |
FIN 101 | Basic Finance | 3 | 0 | 3 | ACCT 1B, BA 1, MATH 102A |
LIT 102A | Philippine Literatures | 3 | 0 | 3 | |
MATH 605 | Business Statistics | 3 | 0 | 3 | MATH 101 |
RC | Rizal Course | 3 | 0 | 3 | |
TOTAL | 23 | 3 | 24 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
BA 7 | Human Behavior in Organization | 3 | 0 | 3 | BA 2 |
ECO 3 | Macroeconomics | 3 | 0 | 3 | ECO 2A |
FIN 102 | Banking and Financial Institutions | 3 | 0 | 3 | FIN 101 |
FIN 103 | Credit and Collection | 3 | 0 | 3 | FIN 101 |
IE 210 | Financial Management | 3 | 0 | 3 | ACCT 2B, FIN 101 |
LAW 1 | Obligations and Contracts | 3 | 0 | 3 | |
OR 1 | Operations Research I | 3 | 0 | 3 | MATH 108D, MATH 605 |
TQM | Total Quality Management | 3 | 0 | 3 | BA 1 |
TOTAL | 24 | 0 | 24 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
ECO 16 | Managerial Economics | 3 | 0 | 3 | ECO 2A |
ENG 103 | Business Communications | 3 | 0 | 3 | ENG 101B |
FIN 107 | Capital Markets | 3 | 0 | 3 | FIN 102 |
FIN 104A | Financial Analysis and Reporting I | 3 | 0 | 3 | ACCT 2B |
FIN 109A | Security Analysis I | 3 | 0 | 3 | FIN 101, FIN 102 |
LAW 7 | Law on Corporations and Negotiable | 3 | 0 | 3 | LAW 1 |
OR 2 | Operations Research II | 3 | 0 | 3 | OR 1 |
SCL 3 | The Social Teachings of the Church | 3 | 0 | 3 | PHL 5 |
TOTAL | 24 | 0 | 24 |
First Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
BUS 9 | Business Ethics and Corporate Social Responsibility | 3 | 0 | 3 | BA 2, BA 5, ECO 2A, SCL 3 |
FIN 106 | Investment and Portfolio Management | 3 | 0 | 3 | FIN 107, IE 210 |
FIN 104B | Financial Analysis and Reporting II | 3 | 0 | 3 | FIN 104A |
FIN 109B | Security Analysis II | 3 | 0 | 3 | FIN 109A |
FIN 111 | Global Finance | 3 | 0 | 3 | FIN 101 |
PRACT | Practicum | 0 | 12 | 6 | FIN 107, IE 210 |
RES 1 | Research I | 3 | 0 | 3 | FIN 104A |
TAX 1 | Principles of Income Taxation | 3 | 0 | 3 | |
TOTAL | 21 | 12 | 27 |
Second Term
Abbreviation | Description | Lec. Hrs. | Lab. Hrs. | Units | Pre-Requisites |
FIN 105 | Monetary Policy and Central Banking | 3 | 0 | 3 | FIN 102 |
FIN 108 | Strategic Financial Management | 3 | 0 | 3 | FIN 104B |
FIN 112 | Treasury and Trust Management | 3 | 0 | 3 | FIN 105 |
FIN 113 | Risk Management | 3 | 0 | 3 | FIN 102, IE 210 |
RES 2 | Research II | 1 | 0 | 1 | RES I |
SCL 9 | Marriage and Family | 3 | 0 | 3 | PHL 5 |
TAX 2 | Transfer and Business Taxes | 3 | 0 | 3 | TAX 1 |
TOTAL | 19 | 0 | 19 |
Program Policies
Program Policies
• Religious activities are given to students, such as recollection for 1st & 2nd year (in-campus); pilgrimage to Manaoag for 3rd year (off-campus); and retreat at Calaruega for 3 days-2 nights (off-campus) for 4th year. Attendance is a must and expected to all students who will enroll in the University.
Other academic requirements are given to students, such as educational trips (local & international), research works including thesis, project development, feasibility studies, strategic papers, business plan, business implementation, attendance in seminars (in- or off-campus), and participation in competitive contests.
Note: For all official off-campus activities, the College/Department provides an Undertaking Form requesting for Parental Consent & Waiver prior to the said activity. Medical clearance is needed in all off-campus activities.
Certification Exams such as TOEIC (English proficiency exam) for all 1st and 4th year students are also conducted.
All enrolled students are requested to read the student handbook that can be downloaded from their MyUSTe student portal (https://myuste.ust.edu.ph/student/). Important areas of consideration are as follows:
1. Honesty
The University, in accordance with its Catholic & Dominican teachings, puts a high premium on the practice of honesty, the act of truth-telling, truth-seeking, truth-doing. Consequently, any act of dishonesty should be avoided. Acts of dishonesty may be sanctioned depending on the gravity of the case, even to the extent of dismissal or expulsion.
2. Courtesy
Courtesy is an act of respect towards another, in recognition of fundamental human dignity. Courtesy is a sign of one’s maturity. Its observance creates a climate of goodwill and fellowship. Thomasian students must, at all times, be courteous and respectful of others, most especially the guards-on-duty when they are approached for improper grooming.
3. Diligence
Thomasian students give honor to their family and to the University by being diligent in their studies. They should have a natural thirst for knowledge and view their attendance in the University as an opportunity to learn and improve themselves.
Thus, the student must:
a. Be punctual
b. Be present in their classes and participate in school-sanctioned activities (cutting classes can be sanctioned & can be considered violation of this policy provision)
c. Be prepared for their lessons, homework, and examinations given.
d. Students are only allowed up to 10 hours of absences for the whole semester for each course/subject. Excused absences and absences due to sickness are also included in the 10 hours allowable absences.
- FA = failure due to absences; a student who incurs more than 10 allowable absences and has taken the preliminary exam but shall not be allowed to take the final exams
- WF = grade that is given to a student who stops attending classes before the preliminary examinations (did not take the prelim exams) without officially dropping the course/subject.
- WP = grade given to a student who stops attending classes after officially dropping the course/subject.
4. Good Grooming
Good grooming includes the wearing of the prescribed college uniform, the authorized shoes, the ID, the male haircut and other considerations that are similar to these. There are two (2) types of uniform for the College. Type A uniforms are worn starting the First Term up to Ash Wednesday. Type B uniforms are worn after Ash Wednesday up to the end of the Special Term.
Note: Unless otherwise allowed through a written permission by the administrators (Dean/Asst. Dean), all students must wear the proper uniform at all times within the University premises.
5. Decency & Modesty in Action
Thomasian students must, at all times, act with proper decorum and etiquette. Engaging in indecent or lewd conduct is contrary to the mores of Catholic behavior and morality.
- Special Item: In case of pregnancy out of wedlock
- The University upholds the sanctity of human life, as well as the sanctity of the conjugal act within marriage. However, in the event that an unmarried student gets pregnant, she is encouraged to inform and seek the help of the SWDB Coordinator or the Guidance Counselor.
- The University, through the collaboration of the Regent, the Health Service Director, SWDB Coordinator, Guidance Counsellor, and the student’s parents, shall accompany the student through spiritual direction, medical assistance and guidance counselling.
- To give the student adequate time and space to prepare for the important responsibility of single parenthood and, secondarily, to avoid the possibility of offending the moral sensibility of students, parents, and the university community on account of her irregular status, a pregnant student shall then take a Mandatory Leave of Absence from the University upon public disclosure, whether deliberate
or otherwise.
- Special Item: In case of pregnancy out of wedlock
6. Maintenance of Peace & Order
The University upholds and protects peace & order within its community. Members of the Thomasian community are expected to give due regard to the rules and regulations formulated and implemented by the University authorities to ensure that peace & order may prevail.
Thomasian students who impede, obstruct, prevent or defeat the right and obligation of a teacher or professor to teach his/her subject, or the right to attend his classes or any official activity shall be subject to disciplinary action.
*REMINDER: Physical Examination is a must since a Medical Clearance is a requirement for all off-campus activities (co-curricular & extra-curricular) as mandated by the Commission of Higher Education.
7. Camaraderie
The University recognizes the role of molding Thomasian students as well-rounded social beings by encouraging formation and membership in organizations that advocate positive values and self-improvement. Hence, only student organizations whose objectives uphold the mission and goals of the University may be formed and recognized.
Students are advised to join only duly recognized student organizations either college-based or university-wide level to avoid being a victim of hazing.
8. Care for the Environment
The task of caring for and of maintaining a clean campus belongs not only to the University Administration, but also to the community. A clean, smoke-free and well-kept environment benefits everyone. Hence, Thomasian students are encouraged to actively participate in keeping the campus clean and in preventing pollution or other environmental degradation.
Environmental degradation may result from:
a. Smoking (the whole University is a NON-SMOKING AREA)
b. Littering and improper solid waste disposal (the St. Raymund de Peñafort Building is a styro-free building)
c. Smoke-belching vehicles, or leaving the car engine on while parked inside the University premises
d. Playing of car stereo with the use of bass amplifiers/boosters at a high volume; and
e. Similar situations deemed detrimental to the environment
PPS 1028 – PENALTIES
Penalties shall be imposed for violations of the Code of Conduct to instill in the student the understanding that any act of misbehavior, willful violation and/or defiance of lawful rules and regulations has no place in a Catholic University.
When violations are committed, the ID of the student is confiscated by any administrative or academic official, faculty member, support staff, members of the Security force of the University and turned over to the SWDB Coordinator of the College. The erring student should claim his ID from the SWDB Coordinator or Assistant Dean at the earliest possible time to avoid additional violations.
Penalties are PROGRESSIVE in character, taking into account the previous violations committed by the offender. The penalties imposed shall range from:
• Warning
• Admonition (parents are called already)
• Suspension
• Exclusion (the name of the student is removed from the rolls of the University)
• Expulsion (excluded from admission to any public or private school in the
Philippines)
Additional penalties may be in other forms, such as but not limited to:
• Payment of fine/civil liabilities
• Non-issuance of certificate of good moral character
• Disqualification from further enrolling in the University
• Withholding/non-issuance of credentials (diploma & TOR)
Kindly abide or follow the Policy Guidelines of PPS 1027 – Code of Conduct & Discipline to avoid sanctions for violations and non-compliance thereof.
- Based on the 5-point numerical grading system, 1.0 is the highest and 3.0 is the lowest and 5.0 means failed (with .25 interval).
- The passing mark for all courses in the College is 75%.
- A grade of Incomplete (INC) is given to students who have failed to take the final examination or to submit a major requirement for a course on account of illness or other valid reasons. The student receiving a grade of INC should be able to complete the requirements immediately within the succeeding term; otherwise, a failing grade will be given.
The University confers honors upon her students who exhibited academic excellence in their fields of specialization. The following honors are awarded to graduating students:
- Cum Laude: GWA 1.46 – 1.75
- Magna Cum Laude: GWA 1.21 – 1.45
- Summa Cum Laude: GWA 1.00 – 1.20
The general weighted average (GWA) is based on all grades for academic courses including Theology and non-academic courses, PE and ROTC or NSTP from first year to fourth year.
In addition, no grade of 3.00 in any course and no major or grave offense committed based on the UST Student Handbook and not convicted of crime involving moral turpitude.
- Students with failures/deficiencies (less than 9 units) can enroll the concerned courses only on petition basis during the regular semester or special term.
- In case of failure/deficiency in a Theology course, there will be no petition class in the regular term or special term.
The University shall debar students who do not show satisfactory performance in their academic undertaking. Students with failures corresponding to nine (9) or more units are not to be readmitted in the succeeding semesters.
Program Recognition
Program Recognition

PACUCOA Level III Accreditation