Bachelor of Science in Applied Mathematics, major in Actuarial Science (4 years)


Bachelor of Science in Applied Mathematics major in Actuarial Science (BS AMAS) is a four year program that provides an excellent training ground for students who intend to pursue the actuarial profession.  This program provides students with substantial exposure to the breadth and depth of mathematics, business, and finance, from theoretical to applied. The curriculum covers foundational courses in core areas of mathematics/applied mathematics, as well as specialized courses in the field of actuarial science and other advanced courses, that will prepare graduates to pursue higher studies or work in a variety of fields. Students are trained to do research to develop their analytical thinking and quantitative skills. Thus, graduates of this program are expected to be equipped with enhanced mathematical ability, business skills, and critical thinking skills, which allow them to be globally competitive.


Thomasian Graduate Attributes

The University of Santo Tomas, in pursuit of truth, guided by reason and illumined by faith, dedicates herself to the generation, advancement and transmission of knowledge to form competent and compassionate professionals committed to the service of the Church, the nation, and the global community.

I am a Thomasian. I carry the SEAL of Thomasian education. I am a Servant leader, an Effective communicator and collaborator, an Analytical and creative thinker, and a Lifelong learner. With Christ at the center of my formation as a Thomasian, I am expected to demonstrate the following Thomasian Graduate Attributes (ThoGAs):


— Show leadership abilities to promote advocacies for life, freedom, justice, and solidarity in the service of the family, the local and global communities, the Church and the environment.

— Implement relevant projects and activities that speak of Christian compassion to the poor and the marginalized in order to raise their quality of life

— Show respect for the human person, regardless of race, religion, age, and gender


— Express myself clearly, correctly, and confidently in various environments, contexts, and technologies of human interaction

— Work productively with individuals or groups from diverse cultures and demographics

— Show profound respect for individual differences and/or uniqueness as members of God’s creation


— Show judiciousness and resourcefulness in making personal and professional decisions

— Engage in research undertakings that respond to societal issues

— Express personal and professional insights through an ethical and evidence-based approach


— Engage in reflective practice to ensure disciplinal relevance and professional development

— Exhibit preparedness and interest for continuous upgrading of competencies required by the profession or area of specialization

— Manifest fidelity to the teachings of Christ, mediated by the Catholic Church, in the continuous deepening of faith and spirituality in dealing with new life situations and challenges

Program Intended Learning Outcomes
  1. Demonstrate mastery and in-depth knowledge and understanding of the core areas of mathematics, such as  algebra, analysis, and geometry
  2. Design or innovate appropriate techniques, models, products, and procedures which are useful in laboratory or field practices, such as insurance, business, and industries
  3. Apply basic mathematical and statistical computations and use of appropriate technologies in the analysis  and interpretation of mathematical data or model random phenomena or systems
  4. Develop an enhanced perception of the importance of mathematics in the modern world, including inter-relationships within mathematics and its connection to other disciplines, by responding and adapting readily to changing situations and engaging in lifelong learning through personal study and/or continuing education
  5. Demonstrate skills in pattern recognition, generalization, abstraction, critical analysis, synthesis, problem- solving, and rigorous argument to help resolve or solve critical mathematical issues and problems of national and global significance
  6. Appreciate the concept and role of proof and reasoning and demonstrate knowledge in reading and writing  mathematical proofs
  7. Make and evaluate mathematical conjecture and arguments and validate their own mathematical thinking
  8. Communicate effectively and accurately mathematical concepts, ideas, and research outputs, and articulate the latest trends and developments in mathematics using clear and precise language
  9. Work efficiently and effectively in individual and group-oriented activities in multi-disciplinary and multi- cultural teams
  10. Engage in life-centered advocacies that promote social responsibility, preservation of the Filipino culture and heritage, data integrity and privacy, life-long learning, professional and ethical conduct, and Christian moral values
  11. Demonstrate the ability to qualify for graduate study and/or for entry-level professional employment in  general workplace

Becoming Part of the Program

Application Period: July to December of each year

Application Website

Release of Results: January 28 of the following year


Go to THIS PAGE and look for the “College of Science” tab for the tuition fees.

Welcome Messages for A.Y. 2020-2021

Dear Freshmen Thomasian Scientists,

I would like to extend my warmest virtual welcome to the UST College of Science to all of you!

Never in recent history has science played such a visible role in society. This highlights the country’s need for more scientists to continue the task of discovering and understanding the world we live in, and in innovating technologies and processes to solve humanity’s most pressing concerns. Thomasian scientists have always played a significant role in charting the scientific progress of this country. By choosing the UST College of Science, you have already shown a desire to be part of this country’s scientific workforce. Our motto in the College of Science is “Galing Science, Galing Science!”. This speaks of our desire to instill excellence among our students, which we hope you will all embody by the time you earn your degrees.

This is a truly unprecedented start to Academic Year 2020-2021 for all of us. Rest assured that the College of Science is one with the entire UST community in ensuring that learning will take place for our students despite these challenging circumstances. The learning management system of the university, dubbed the UST Cloud Campus, which has been in place for more than a decade now, is ready to provide the main platform for the efficient delivery of instruction. However, given the distinct challenges posed by the COVID-19 pandemic, our faculty are continuously innovating to meet the demands of this uncharted territory in higher education. We will also strive to provide adequate laboratory instruction, which is central to the sciences, despite the limitations set forth by physical distancing and public health regulations.

We hope to develop a strong partnership with you, our dear students, your parents, guardians, benefactors and families, in order to ensure that you get the quality Thomasian science education you sought to have by enrolling in our college.

We all pray that in due time, we can continue to deliver the quality Thomasian science education you deserve under more normal circumstances.

Prof. Rey Donne S. Papa, PhD


In this extraordinary time of the COVID-19 pandemic, the role of Faith and Science becomes greatly underscored in our life. Welcoming you to the University of Santo Tomás, therefore, does not only bring joy but hope for the people of God whom you will be serving.

In the face of physical, economic, psychological, and spiritual predicaments, we must be undeterred to pursue the Veritas (Truth) through our academic endeavors per scientiam ad Dominum (through Science towards the Lord) as inspired by our patron St. Albert the Great, and his illustrious disciple, St. Thomas Aquinas, who said: “Just as it is better to illuminate than merely to shine, so to pass on what one has contemplated is better than merely to contemplate” (cf. S.Th. II-II q. 188 a. 6.).

Through Faith and Science, we keep on finding courage in the midst of life’s hardship. When life is difficult, all the more that we need to be full of life. The harder the blow, the harder we hope. Illuminate others than merely shine. Share the fruits of your studies, than merely contemplate. Don’t be discouraged over closed doors; look for the back door and even the open windows. Don’t just focus on what we’ve lost; look also for what we’ve received. Welcome to the UST College of Science.

Rev. Fr. Louie R. Coronel, O.P., HEL


Career Opportunities

Graduates of the program have high to entry-level career options in various financial institutions, such as investment and insurance companies, consulting firms, consumer banks, business,  and government agencies involved in retirement and pension plans, and  in academic institutions where they may work as a/an:

actuary actuarial analyst insurance analyst risk analyst financial analyst operations research analyst program / system manager / auditor
insurance underwriter investment analyst statistician / data scientist research scientist data analyst educator human resource practitioner

Program Curriculum (New)

Effectivity: A.Y. 2018-2019

First Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 4111 Fundamental Concepts of Mathematics 3 0 3
AM 4112 Fundamentals of Computing 1 2 0 2
AM 4112L Fundamentals of Computing 1 (Laboratory) 0 3 1
MAT 401 Calculus I 4 0 4
MATH MW Mathematics in the Modern World 3 0 3
NSTP 1 National Service Training Program 1 0 0 3
PE 1 PATH-PE 1 2 0 2
PURPCOM Purposive Communication 3 0 3
SCITECHS Science, Technology and Society 3 0 3
THY 1 Christian Vision of the Human Person 3 0 3
TOTAL 23 3 27


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 4113 Statistical Theory (Lecture) 2 0 2
AM 4113L Statistical Theory (Laboratory) 0 3 1
AM 4114 Fundamentals of Computing 2 2 0 2
AM 4114L Fundamentals of Computing 2 (Laboratory) 0 3 1
ART APP Art Appreciation 3 0 3
MAT 402 Calculus II 4 0 4
NSTP 2 National Training Service Program 2 0 0 3
PE 2 PATH-PE 2 2 0 2
READ PH Readings in Philippine History 3 0 3
THY 2 Christian Vision of Marriage and Family 3 0 3
UND SELF Understanding the Self 3 0 3
TOTAL 22 6 27
Second Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 4115 Discrete Mathematics 3 0 3
AM 4116 Probability 3 0 3
AM 4117 Mechanics with Simple Harmonic Motion (Lecture) 3 0 3
AM 4117L Mechanics with Simple Harmonic Motion (Laboratory) 0 3 1
FIL 1 Filipino 1 3 0 3
MAT 403 Calculus III 4 0 4
PE 3 PATH-PE 3 2 0 2
THY 3 Christian Vision of the Church in Society 3 0 3
TOTAL 21 3 22


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 4118 Linear Algebra 3 0 3
AM 4119 Mathematical Statistics 3 0 3
AM 41110 Theory of Interest I 3 0 3
FIL 2 Filipino 2 3 0 3
PE 4 PATH-PE 4 2 0 2
SCI 401 Differential Equations 3 0 3
SCI 402 Basic Electricity and Magnetism 3 0 3
THY 4 Living the Christian Vision in the Contemporary World 3 0 3
TOTAL 23 0 23
Third Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 41111 Advanced Calculus 3 0 3
AM 41112 Theory of Interest II 3 0 3
AM 41113 Life Contingencies 1 3 0 3
AM 41114 Statistics for Risk Modeling 3 0 3
AM 41115 Mathematical Modeling 3 0 3
ETHICS Ethics 3 0 3
LIT 1 Literature 1 3 0 3
TOTAL 21 0 21


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 41116 Microeconomics 3 0 3
AM 41117 Risk Theory 3 0 3
AM 41118 Operations Research 3 0 3
AM 41119 Life Contingencies 2 3 0 3
GE ELEC I Elective I 3 0 3
SCI 403 Research 1 2 0 2
SCI 404 Practicum 0 9 3
TOTAL 17 9 20


Fourth Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 41120 Corporate Finance 3 0 3
AM 41121 Numerical Analysis (Lecture) 2 0 2
AM 41121L Numerical Analysis (Laboratory) 0 3 1
AM 41122 Macroeconomics 3 0 3
CONTEM W The Contemporary World 3 0 3
ELE 1 Professional Elective 1 3 0 3
SCI 405 Research 2 0 6 2
TOTAL 14 9 17


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AM 41123 Principle of Insurance 3 0 3
AM 41124 Financial Economics 3 0 3
ELE 2 Professional Elective 2 3 0 3
LIWORIZ Life and Works of Rizal 3 0 3
SCI 406 Research 3 0 6 2
TOTAL 12 6 14


Program Curriculum (Old)

Effectivity: 2009-2010 until Freshmen Cohort of A.Y. 2017-2018

First Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
ENG 1 Introduction to College English 3 0 3
MATH 101 College Algebra 4 0 4
MATH 102 Trigonometry 3 0 3
PHIST Philippine History 3 0 3
PHL 2 Logic 3 0 3
SA Socio-Anthropology 3 0 3
SPN 1 Elementary Spanish 3 0 3
THY 1 Contextualized Salvation History 3 0 3
TOTAL 25 0 25


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
COMP 102 Computer Applications 2 0 2
COMP 102L Computer Applications (Laboratory) 0 3 1
ENG 2 Reading and Thinking Skills for Academic Study 3 0 3 ENG 1
LIT 102A Philippine Literatures 3 0 3
MATH 102D Discrete Mathematics 3 0 3
MATH 104 Analytic Geometry 3 0 3 MATH 101, MATH 102
NS 103 Environmental Science 3 0 3
PSY 1 General Psychology 3 0 3
THY 2 Church and Sacraments 3 0 3 THY 1
TOTAL 23 3 24
Second Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
COMP 201 Computer Programming 1 2 0 2 COMP 102, COMP 102L
COMP 201L Computer Programming 1 (Laboratory) 0 3 1 COMP 102, COMP 102L
ENG 3 Academic Writing Skills 3 0 3 ENG 1, ENG 2
FIL 1 Komunikasyon sa Akademikong Filipino 3 0 3
MATH 108 Differential Calculus 5 0 5 MATH 104
MATH 600A Statistics 3 0 3 MATH 101
MATH 600AL Statistics (Laboratory) 0 3 1 MATH 101
PGC Philippine Government and Constitution 3 0 3
PHL 5 Christian Ethics 3 0 3 THY 2
TOTAL 22 6 24


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
COMP 203 Data Structures and Algorithms 2 0 2 COMP 201, COMP 201L
COMP 203L Data Structures and Algorithms (Laboratory) 0 3 1 COMP 201, COMP 201L
ENG 4 Oral Communication in Context 3 0 3 ENG 1, ENG 2
ETAR Economics with Taxation and Agrarian Reform 3 0 3
FIL 2 Pagbasa at Pagsulat tungo sa Pananaliksik
3 0 3 FIL 1
MATH 109 Integral Calculus 5 0 5 MATH 108
MATH 210A Theory of Probability I 3 0 3 MATH 109, MATH 600A
RC Rizal Course 3 0 3
TOTAL 22 3 23


Third Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
ACC 6 Management Accounting 3 0 3
MATH 202 Linear Algebra 3 0 3 MATH 101
MATH 208 Differential Equations 3 0 3 MATH 109
MATH 210B Theory of Probability II 3 0 3 MATH 210A
MATH 301 Theory of Interest 3 0 3 MATH 109
PHYS 201 General Physics 4 0 4 MATH 108
PHYS 201L General Physics (Laboratory) 0 3 1
TOTAL 19 3 20


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AR 1 Actuarial Research I 2 0 2 MATH 301
BA 4 Business Finance 3 0 3 ACC 6
CS 108 Operations Research 3 0 3 MATH 202
HUM 1 Art, Man, and Society 3 0 3
MATH 209 Advanced Calculus 3 0 3 MATH 208
MATH 212 Numerical Analysis 3 0 3 MATH 109
MATH 302 Life Contingencies I 3 0 3 MATH 109, MATH 210A, MATH 301
SCL 3 The Social Teachings of the Church 3 0 3 PHL 5
TOTAL 23 0 23
Fourth Year - 2 Terms

First Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AR 2 Actuarial Research II 0 6 2 AR 1, MATH 302
ECO 3A Macro and Micro Economics 3 0 3 ETAR
MATH 303 Life Contingencies II 3 0 3 MATH 210B, MATH 302
MATH 308 Risk Theory I 3 0 3 MATH 210B, MATH 302
MATH 608 Advanced Statistical Methods 3 0 3 MATH 210B
PHLSCI Philosophy of Science 3 0 3
TOTAL 15 6 17


Second Term

Abbreviation Description Lec. Hrs. Lab. Hrs. Units Pre-Requisites
AR 3 Actuarial Research III 0 6 2 AR 1, AR 2
COMP 202 Computer Programming II 2 0 2 COMP 203, COMP 203L
COMP 202L Computer Programming II (Laboratory) 0 3 1 COMP 203, COMP 203L
MATH 305 Actuarial Topics 3 0 3 MATH 303
MATH 309 Risk Theory II 3 0 3 MATH 308
PDCE Professional Development Seminar with Corporate Ethics 2 0 2
SCL 9 Marriage and Family 3 0 3 PHL 5
TOTAL 13 9 16


Program Policies

Final Grades and Grading Periods
  • The work of the students shall be graded at the end of each term in accordance with the 5-point numerical grading system.

  • A student’s performance is evaluated in two grading periods: Prelims and Finals.
  • A student’s final grade is based on the average of his/her raw grade computed from two (2) grading periods:

( + )/2

Transmutation of Raw Grades into Final Grades

The average raw grade is transmuted to the 5-point grade equivalent. A sample matrix of computation based on 60-raw grade passing mark is shown:

Lecture and Laboratory Courses

Lecture and their corresponding laboratory courses are known as Co-Requisites.

Lecture Courses

For most technical courses, the passing raw grade is 60.

Class Standing 60%
Preliminary / Final Exams 30%
Course Inquiry Project (CIP) 10%

Course Inquiry Project

  • CIP is a group project that showcases the integration of students’ learning in a particular course. Possible forms are: 1) infographics, brochures, poster, capstone research, and problem sets, among others.


Laboratory Courses

Class Standing 70%
Preliminary / Final Exams 30%
Retention Policies
  • Students who do not show satisfactory performance in their academic undertaking shall be debarred from the college.
  • Those with academic deficiencies of 8 units or less will be classified as Probationary. Students will be allowed to enroll the following term but only in subjects authorized by the Dean’s representatives
  • Those with academic deficiencies of 8 units or less will be classified as Not to be Readmitted (NBTR). Except for those in the first year and fourth year, students under this classification will not be readmitted in the following term.
Regular vs. Irregular Student Status

Regular: No deficiencies and taking the regular load

Irregular: With back subjects and/or with uncleared deficiencies (5.0, WF, FA, INC)

Academic Advising Policies
  • Students, as a general rule, should carry the academic load prescribed by the Dean or Dean’s representative.
  • Only graduating students are entitled to carry an overload.
  • Only graduating students are allowed to waive pre-requisites.
Student Welfare and Development

The College of Science is the second home to her students. The college looks after not only the students’ academic progress but also their personal development and well-being.

The following are certain policies and guidelines on student welfare and development set by the College of Science and the Office for Student Affairs.

Indicators of Good Behavior

Based on PPS No. 1027: Code of Conduct

The University of Santo Tomas is the second home of the Thomasian students. Its task is mainly to form and improve the students’ character, attitude and moral values, as well as to develop their intellectual, physical and psychological fitness. A proper norm of conduct is designed to inculcate these ideals.

  • Thomasian core values of competence, compassion, and commitment
  • Honesty
  • Courtesy
  • Diligence
  • Good Grooming
  • Decency and Modesty in Action
  • Maintenance of Peace and Order
  • Camaraderie
  • Care for the Environment
Counseling and Career Services

The University, through its Counseling and Career Center, aim to help learners achieve holistic student development and success.

Counseling and Case Management

  • facilitates academic achievement, personal growth, and social development

Career Services

  • empowers students in making informed career decisions and in developing career competencies needed in the world of work
  • assists in placement fit and in building industry partnerships for students’ career success
Student Organizations
  • The students shall join or form only student organizations whose objectives uphold the vision and mission of the University.
  • Students shall join only organizations duly recognized by the University.
  • The list of local student organizations of the College of Science can be found here.
Levels of Disciplinary Actions

Imposition of disciplinary action is progressive. As such, the following list shows the levels of disciplinary action.

  • Reprimand: Shall serve as a warning that any future violation of this Code shall be a ground for the imposition of a more severe penalty.
  • Suspension: Student is denied or deprived of attendance in classes for a specified period of time
  • Non-readmission: A penalty in which the student is denied admission or enrollment for the subsequent school terms.
  • Exclusion: Dropping from the roll of qualified students in the university
  • Expulsion: Student is excluded from admission to any public or private school in the Philippines.

Offenses punishable by non-readmission, exclusion, or expulsion

  • Dishonesty
  • Hazing
  • Possession of deadly weapons
  • Immorality
  • Using, possessing, and selling of prohibited drugs
  • Drunkenness
  • Vandalism
  • Arson or destruction of University property
  • Blackmail or other forms of extortion

Program Recognition